One way to ensure a joyful start to the new year is by managing your holiday spending wisely. While it sounds simple, how often do we actually stick to it? Here are a few practical tips to help you stay within a reasonable budget this holiday season: ### Create a …
financewasp 
STEP 5: EXPAND YOUR INCOME HORIZONS
Yesterday, we talked about increasing your income as a step towards financial independence. While asking for a raise at work can help, it’s essential to remember the calculations we discussed on day 3. To generate $1,000 a month until age 95, you’d need $750,000 in savings. Alternatively, renting out a …