### Step 1: Start Saving To achieve financial independence, you need to have a substantial amount of money saved up. While some people may choose to avoid using money altogether, most of us will need a significant fund to live comfortably without working. We’ll discuss just how much you need …
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Mastering Your Holiday Budget: 4 Essential Strategies for Smart Spending
One way to ensure a joyful start to the new year is by managing your holiday spending wisely. While it sounds simple, how often do we actually stick to it? Here are a few practical tips to help you stay within a reasonable budget this holiday season: ### Create a …
STEP 5: EXPAND YOUR INCOME HORIZONS
Yesterday, we talked about increasing your income as a step towards financial independence. While asking for a raise at work can help, it’s essential to remember the calculations we discussed on day 3. To generate $1,000 a month until age 95, you’d need $750,000 in savings. Alternatively, renting out a …