### Step 1: Start Saving To achieve financial independence, you need to have a substantial amount of money saved up. While some people may choose to avoid using money altogether, most of us will need a significant fund to live comfortably without working. We’ll discuss just how much you need …
financewasp 
Mastering Your Holiday Budget: 4 Essential Strategies for Smart Spending
One way to ensure a joyful start to the new year is by managing your holiday spending wisely. While it sounds simple, how often do we actually stick to it? Here are a few practical tips to help you stay within a reasonable budget this holiday season: ### Create a …
STEP 5: EXPAND YOUR INCOME HORIZONS
Yesterday, we talked about increasing your income as a step towards financial independence. While asking for a raise at work can help, it’s essential to remember the calculations we discussed on day 3. To generate $1,000 a month until age 95, you’d need $750,000 in savings. Alternatively, renting out a …
ENTITLEMENT SYNDROME – AND THE HIDDEN TOLL IT’S TAKING
Good morning! Today, I’m sharing insights on spending habits and financial independence from Vanessa at Liberty Loves Company. She talks about using money as a tool to achieve freedom, how to become financially independent, and what it truly means to live well. Vanessa enjoys the perks of living in New …
EMBRACE #NANOWRIMO WITH A PERSONAL TWIST!
Today marks the beginning of NaNoWriMo for me. While it’s National Novel Writing Month, I’m not actually writing a novel. Instead, I’m challenging myself to produce 50,000 words for my blogs and freelance work. I’ve been a bit lazy this past October, recovering from FinCon and lots of travel, but …
“Stormy Nights in a Quaint Guatemalan Cottage”
Since I’m incredible at planning ahead (not really), I already had a post lined up to recap the past two weeks. But then Friday night, a huge storm hit us. It had been a scorching week, and the guys working on the land development were exhausted and sunburned. We were …
A Cozy Abode in Guatemala, Seventeen Months In
If you want to see where this journey started from day one, I’ve put together a handy page with links to all my previous posts about the house and life in Guatemala, including the cost of living and travel tips. Check out my Guatemala page. It’s been a hectic month. …
Embracing a New Chapter: Redefining Retirement
Good morning! Today, I’d like to share a post from Maria, the blogger behind The Money Principle, a personal finance blog that’s both enlightening and entertaining. On her blog, she discusses money management, wealth, health, and whatever else catches her interest. In the past, retirement was straightforward and almost automatic. …
“13 Financial Resolutions for 2013: Tip #8 – Cultivate Happiness!”
This post is part of the “13 Money Resolutions for 2013” series. I appreciate my small home We live in a society where we always seem to need more—a new phone every year and a half, a 2500 square-foot house, a new car every other year. But here’s a secret: …
Reflections on Celebrating Another Year
Today is my birthday. By the time you’re reading this, I’ll be on my way to the city to celebrate with a few close friends. I’m incredibly grateful for a year well spent and surrounded by some amazing people. Last year was quite different. I hit rock bottom, and everything …