How Committed Are You Willing to Be to Your Career?

Recently, Mr. and Mrs. PoPs over at Planting Our Pennies talked about the guilt some people feel when quitting their jobs. I can’t really relate because, to me, a job is just a job. My boss employs me to get work done, and in turn, I get paid. If I’m …

Five Essential Strategies for Building Wealth Inspired by the Millionaire Next Door

Good morning! Today, I have a guest post from Shelby, the creator of the InvestingTips360 blog. Shelby is passionate about investing and loves helping new investors start their journey towards financial success. If you’re interested in writing a guest post on RFI, let me know. Millionaires seem to be everywhere …

STEP 11: FOCUS ON WHAT MATTERS MOST

**Prioritize What Is Important** In this 30-day series on achieving financial independence, today’s focus is on prioritizing what truly matters. As we discussed yesterday, cutting down on unnecessary spending can help you reach financial independence faster. This includes avoiding impulse buys and those small expenses that add up over time …

Quarantine Chronicles: Coronado Island – Day 5, Indifference Reigns

Hey, it’s been a while since I last blogged! During this quarantine, I’m getting back into journaling and blogging with a personal touch, hoping to keep both you and me entertained. You might feel like you’ve missed a bunch of updates, but I’ll try to catch you up as we …

Charming Abode in Guatemala: Week 7 Chronicles

This week was quite eventful as I found myself alone at home with a new room being constructed and a handyman assisting me in setting up a vegetable garden. In small Guatemalan villages, men often have a macho attitude, making it challenging for a woman like me to be heard. …

CORONADO QUARANTINE, DAY 56 – FITNESS JOURNEY

Hey, long time no see! I’ve decided to use this quarantine period to get back into journaling and blogging, sharing my thoughts with you and hopefully keeping both of us entertained. If it feels like you’ve missed out, don’t worry—I’ll try to catch you up along the way. In the …

Retirement Wisdom: Embrace These 6 Essential Habits Instead of Relying on Lottery Luck

**Best Practices for Every Investor** Many Americans are sadly unprepared for retirement, with almost one-third having no savings at all and nearly half not even thinking about saving. Shockingly, 21% believe the best way to save for retirement is by winning the lottery. Clearly, this is not a realistic strategy. …

Charming Abode in Guatemala: A Journey at 18 Months

If you’re curious about how it all began from day one, I’ve created a page with links to past posts about our house and Guatemala in general, including living costs and travel tips. Hey there! It feels great to be back home after spending barely a week here over the …

FINANCIAL STRATEGIES: EMPOWERING MILLENNIALS TO MAKE SMART MONEY MOVES

### Improved Article According to many personal finance experts, millennials often grapple with making the best financial decisions. This uncertainty makes the process more complicated than it otherwise might be. ### Financial Choices for Millennials **Debt Repayment or Savings** When deciding between paying off debt or saving, the simplest approach …

Navigating Life with Roommates You Don’t Click With

Living with roommates can be a choice to save money, or simply a way to cut costs while you search for your own place. Yesterday, I was thinking about the costs of having a roommate and realized that the significant savings on rent and bills make it worth the small …