STEP 10: CURB YOUR DESIRES

This article is part of a 30-day series called the 30 Steps Program to Financial Independence. MINIMIZE YOUR WANTS If your goal is to achieve financial independence quickly, saving as much money as possible is essential. While small savings like packing your lunch or biking to work help, they can …

REBUILDING MY EMERGENCY SAVINGS RESERVE

This month, I’ve got quite a few expenses piling up. My flat didn’t sell like I had hoped, so I’m stuck paying over $400 a month in condo fees and taxes. This has been happening since March, and I thought it would end by September. On top of that, September …

INTERESTED IN A GUATEMALAN HOME EXCHANGE?

I recently wrote about how living by the beach all year round has made me less inclined to go on beach vacations. Even though I live by a lake now, beach holidays by the sea don’t appeal to me much anymore. Places like Belize, Honduras, with their incredible reefs, and …

A Clever Millennial’s Path to Achieving Financial Freedom

Dan Kent, a writer and co-founder of Stocktrades.ca, has been a DIY investor for eight years. His portfolio includes a mix of dividend stocks, growth investments, and real estate, and he is continuously working to grow his net worth. Let’s get one thing straight: I’ve never been a fan of …

HOW MY FIANCÉE AND I ELIMINATED $52K DEBT AND ACCUMULATED $20K SAVINGS IN JUST 18 MONTHS AFTER GRADUATION

The road to financial freedom can be tough. It demands time, perseverance, determination, and full alignment with your partner. Despite the abundance of tools and solutions out there, the easy ones rarely work. In just 21 months, I went from having $17,000 in the bank to being $52,000 in debt, …

Exploring Real-Estate Opportunities: Choices Between France and Guatemala

I’ve been eyeing a piece of land in beautiful Guatemala. While Mo’ Money Mo’ Houses was thinking about buying property in the US, I was deciding where to invest the money I’ll receive in a couple of months. My sale will be finalized on Friday, so until then, I’m not …

Cultivating Personal Fulfillment through Clear Financial Practices

Achieve Personal Fulfillment Through Financial Independence Good morning! I’m Alex Smith, a 20-year-old accounting student from Des Moines, Iowa, and the founder of wealthydiligence.com, a website offering advice on investing, retirement planning, and saving. I share my updated financial statements every month, so you can follow my journey toward financial …