I know most personal finance experts say you should have an emergency fund, but I’ve never really worried about it for a few reasons. First, I’ve always been pretty good with my finances. I’ve saved a lot, so on any given month, if something came up, I could just stop …
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Gratitude Overflows: RFI Earns Coveted Spot as Plutus Awards Finalist!
I want to extend a huge thanks to everyone who voted for Reach Financial Independence as the Best International Personal Finance Blog for the Plutus Awards. You all are amazing! I’m truly honored, especially because I didn’t ask for votes, so it was a wonderful surprise to see my little …
Life on Coronado Island: Day 42 of Quarantine – Embracing the Sunshine
Long time no see on the blog! I’m taking advantage of this quarantine to get back into journaling and blogging in a more conversational, first-person style. Hopefully, this will keep both you and me entertained. If it seems like you’ve missed a lot, don’t worry—I’ll catch you up as we …
THE TRUE ESSENCE OF FINANCIAL INDEPENDENCE: WHAT IT ACTUALLY ENTAILS
Good morning! Today, we have Anton Ivanov with us to discuss Financial Independence. Anton is a passionate financial writer, a successful investor, and an enthusiastic entrepreneur. He loves helping others achieve financial independence and shares his insights on Financessful. Financial independence is a term we hear all the time nowadays. …
AVOID BREAKING THE BANK FOR THE NEW IPHONE 6: TRY THIS ALTERNATIVE STRATEGY.
Brent from VOSA, a world record holder, inventor, engineer, entrepreneur, traveler, and optimist, shared some thoughts on Apple’s latest iPhone release. If you’re an iPhone user or just into the latest tech, the new iPhone likely caught your eye, even if you recently bought an iPhone 5S. Apple is a …
Strategies to Minimize Your Debt Payments
In a recent post, I shared a simple method to calculate your debt’s weighted average interest rate. For example, if you owe $1000 at an interest rate of 6% and another debt of $2000 at 0%, your total debt is $3000 at an average rate of 2%. This rate is …
A Dozen Simple Steps to Transform Your Home into a Minimalist Haven
My family has been on a journey to embrace minimalism and simplicity in various aspects of our lives—financially, in our work, and at home. With two kids and all the stuff that comes with them, it’s been a challenge, but we’ve managed pretty well. Over the past few months, we’ve …
Harnessing Xero for Efficient Accounting Solutions
It’s tax season, a time many business owners dread, as it involves reconciling all your invoices and expenses while making sure you don’t make any costly mistakes. Fortunately, there are now ways to save both time and money when doing your taxes. Xero is an online accounting software that has …
Life on Coronado Island, Day 36: Beaches Under Quarantine
It’s been a while! I’m using this quarantine period to dive back into journaling and blogging in a more personal way, hoping to keep both you and me entertained. It might seem like you’ve missed a lot of updates, but I’ll do my best to fill you in as we …
PAULINE’S JACKET: A REFLECTION OF LIFE’S ESSENTIALS
Last week, I had a great time catching up with friends. My closest girlfriends always try to spend time together when I’m around, and we had a wonderful day at the beach chatting about our lives and making new memories. While we were there, my friend’s husband jokingly commented on …