STEP 22: EVALUATING THE TRUE VALUE OF YOUR ESSENTIALS IN A COST-EFFECTIVE WORLD

This post is part of a series called the 30 Steps Program to Financial Independence. Over the past few days, we’ve discussed what financial independence can mean for different people and what it means to me personally. To me, it means living a comfortable life without worrying about money. There …

Cultivating Financial Success and Physical Strength

Here’s the rephrased version of the article: We all want to look good and have some money saved up. No one plans to be broke or out of shape, but life tends to get in the way. We get busy, push our goals aside, and feel like we have no …

Comparing Early Retirement: The US Perspective Versus International Options

Whenever I visit Antigua Guatemala, a charming colonial town in the South, I am astonished by the number of retirees who have chosen to spend their golden years in Guatemala. Recently, I saw a question on Mr. Money Mustache about the best place to retire early, so let’s break down …

13 Financial Goals for 2013: #3 Take the DIY Approach!

This article is part of a series on 13 money resolutions for 2013. We’re focusing on how you can save a lot of money by doing things yourself now that we’ve already trimmed the fat from our monthly budgets. I’m not naturally handy, but I’ve learned to do plenty of …

Progress Report on Financial Objectives: March-April 2013

At the beginning of the year, I set several financial goals and decided to track my progress every few months. Here’s my second update. You can check out the March update for more details. My primary goal was to increase my net worth by 30%. Even though we spent $20K …

Coronado Island Quarantine, Day 35 – Frayed Nerves

Long time no blog! I’ve decided to use this quarantine period to get back into journaling and blogging, writing in a first-person voice to keep us both entertained. You might feel like you’ve missed a lot, and you’d be right! I’ll try to catch you up as we go along. …

13 Financial Goals for 2013: #11 Consider Philanthropy!

Now that you’ve got your finances back on track, it’s time to consider giving back. Often, during tough financial times, we don’t think about giving. I’m not going to lecture you about karma or what books say about tithing, but simply put, giving is an amazing, selfless act that doesn’t …

EMBRACING VACATION TIME DESPITE FINANCIAL CHALLENGES

There’s been a lot of chatter lately about handling debt. On one side, some believe you should stop enjoying life until you’ve paid off all consumer debt, pouring every extra dollar into your debt snowball. On the other side, some argue that life is too short, and debt shouldn’t make …

Economic Forces at Play: The Hidden Influence

One thing that really gets to me is when people complain about how tough times are and how hard it is to find a job. How tough was it in 1929? I never heard my grandparents complaining about not finding work, and they lived through WWII. They just got up …

ENSURE THE SECURITY OF YOUR “SAFE” INVESTMENTS

Hi there! Today, I’m having a chat with Pat Murphy, the publisher of Feeling Financial, about how to keep your investments safe. Pat writes about personal finance, focusing on how our emotions and behavior impact financial outcomes. Right now, it’s tough to maintain a conservative mix of investments. With the …