99 Financial Missteps and a Chance to Win $999.99!

Can you really make 99 money mistakes? Absolutely, maybe even more! I was able to list 40 ways I’ve lost money over the years in just 15 minutes, so it’s likely our lifetime mistakes could easily hit three or four digits. Here are some of mine: – Forgot to fund …

A Singular Journey to Financial Freedom: My Personal Experience

No one ever said they can’t wait to wake up at the crack of dawn to go to a job they don’t like with no clear plan to escape the grind. Everyone dreams of the day when they no longer have to rely on their job to support themselves and …

Generating Income on the Road: Part 2

This post is a continuation from last week’s discussion on managing income while traveling the world. Let’s dive into how I handle this lifestyle. I started traveling right after graduating college, spending a whole year backpacking on a shoestring budget. When that year ended, I realized I didn’t want to …

Purchasing a Home Outright: Embracing Genuine Ownership

Last year, I visited a friend in the US who had just bought a house for his family. “Congratulations on the new house!” I said. He pointed to a small closet and joked, “That closet is ours, the rest belongs to the bank.” Like many families these days, they would …

Strategies to Minimize Your Debt Payments

In a recent post, I shared a simple method to calculate your debt’s weighted average interest rate. For example, if you owe $1000 at an interest rate of 6% and another debt of $2000 at 0%, your total debt is $3000 at an average rate of 2%. This rate is …

PAULINE’S JACKET: A REFLECTION OF LIFE’S ESSENTIALS

Last week, I had a great time catching up with friends. My closest girlfriends always try to spend time together when I’m around, and we had a wonderful day at the beach chatting about our lives and making new memories. While we were there, my friend’s husband jokingly commented on …

13 Financial Resolutions for 2013: #9 Maximize Your Opportunities!

Remember, you still have a chance to win $1,000 in our biggest giveaway ever! This post is part of our “13 Money Resolutions for 2013” series. You can check out the first post for an updated list of the entire series. Now that we’ve covered several ways to save money …

Nestled Abode in Guatemala: Weeks 16-17 Reflections

This week I’m hitting the four-month mark here in Guatemala. Since catching the travel bug back in 2003, I haven’t spent many consecutive months in one country. After a round-the-world trip that ended in 2004, I lived in Guatemala from 2004 to 2006 but was always on the move, exploring …

13 Financial Resolutions for 2013: Strategy #7 – Increase Your Income!

This post is part of a series on 13 money resolutions for 2013. If you’re serious about tackling your debt, you’ll need more money. You can only save so much by cutting back on spending and negotiating bills. In my case, after reducing waste and cutting down on non-essentials, I …

THE JOURNEY THAT LED ME TO EMBRACE FULL-TIME HOTEL LIVING

I used to live just a block away from Central Park in Manhattan. This morning, I want to share a story from mochimac, a personal finance blogger at “Save. Spend. Splurge.” mochimac managed to pay off $60,000 of debt in 18 months and now lives in a hotel full-time, working …