Carrie recently reached out to me, sharing her struggles in achieving financial freedom. She expressed frustration over her inability to save money, despite her efforts. She’s a 21-year-old college student, engaged, a business owner, and a pet owner. Her savings account is empty, which understandably makes her anxious about not …
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13 Financial Resolutions for 2013: #2 Streamline Your Spending!
This post is part of a series called 13 Money Resolutions for 2013. Yesterday, I discussed how to jumpstart your finances for the new year by setting a small, easy financial goal to get you on track and build momentum. Whether your aim is to pay off debt, your mortgage, …
Embrace Change for a Better Experience!
Why do people find it so hard to change their habits? “It’s just what we do,” “It works for us,” “We’re fine this way.” Really? You’re spending $200 more on electricity than necessary because you can’t be bothered to check a comparison site, and then you complain about being broke? …
13 Financial Commitments for 2013: #4 Curb Unnecessary Spending!
This post is part of a series on 13 money resolutions for 2013. You can check the first post for an updated list of the following ones. As you review your spending, look for ways you might be wasting money. Reducing waste can be relatively easy and helps save cash. …
A Cozy Abode in Guatemala: Life in Weeks 22 and 23
Good morning! Here’s an update for your Tuesday. After hosting the Carnival of Personal Finance yesterday, I hope everyone had a nice weekend. So, Easter week started off with us dealing with a broken fridge. It wasn’t really a surprise since the fridge was at least 10 years old and …
Strategies to Consider When Funds Are Insufficient
During my first year of college, I had two majors, and taking on an extra job was practically impossible. My college town had around 40,000 students, and most of the limited job opportunities were already taken by seniors. When I arrived unprepared in September, I knew I had to rely …
Charming Abode in Guatemala: Week 6 Chronicle
This is the fifth part of my journey about transforming the land I bought in Guatemala and my new life here. If you missed the earlier parts, you can catch up with Part 1 through Part 4. This week has been pretty relaxing compared to the last. I decided to …
Gratitude Reflections and a Chance to Win $100
Good morning everyone! I’m excited to announce my first giveaway where you can win $75 in cash or Amazon vouchers! If you’re interested, be sure to check out my guest post on Daily Money Shot where I share the story of my stolen piano, among other robberies, and offer some …