September has been an odd month for me. After spending five months traveling around Europe on a motorcycle with my boyfriend, I finally stopped and came back “home” to Paris. I call it home because I don’t have any other place right now, but in reality, I’m staying with my …
THE TRUE COST OF SHARING YOUR LIVING SPACE
I’ve almost always had roommates, and while some of them were great to be around, others were quite difficult. With some, we would cook dinner together or go out, but with others, we wouldn’t speak for months. Clearly, the former is pleasant, while the latter is not ideal. When I …
Phase 3: Determine Your Financial Requirements
**Step 3: Figure Out How Much You Will Need** This third step towards financial independence is crucial. Without knowing how much money you need, you can’t determine when you can stop working and start enjoying your independent lifestyle. I have a cousin who works in finance. He has three kids …
Crafting Ambitious September Objectives: Insights on Blogging and Financial Strategies
### Recently, I’ve been having trouble focusing. Being back in Paris, I’ve got a lot of people to catch up with, and I’m also staying with my mom and helping her out around the house. Plus, living arrangements at 32 aren’t ideal. So, I’ve let a lot of things slide, …
EMBARK ON THE 30-STEP JOURNEY TO FINANCIAL FREEDOM
I’m excited to share a 30-day guide on how to achieve financial independence. This isn’t a bootcamp for organizing your finances, but more of a guideline to help you start your journey toward financial freedom. As we go through this together, we’ll talk about how much you need to become …
Exploring the Roots of Human Cruelty: Understanding Why People Act Harshly
I recently read J.D. Roth’s brilliant and touching article about his journey of self-transformation, starting from his days in primary school where he was bullied and labeled as a geek. Initially, he found happiness within his small group of geeky friends, but then he realized that there was a social …
STEP 26: HARNESS THE POWER OF COMPOUND INTEREST
This article is part of a 30-day series called the 30 Steps Program to Financial Independence. Have you ever hit the enter button on your computer’s calculator and watched the multiplication run endlessly until it reached a massive number? That’s essentially what compound interest does. If you have $100 at …
Enhance Your Eco-Friendliness with Energy Efficiency Strategies
**Reducing Your Energy Costs** This post is part of a 30-day series focused on achieving financial independence. A significant portion of your income likely goes towards energy expenses, including gas. Cutting back on these costs can free up money for your financial independence fund and benefit the planet as well—a …
Step 12: Learn Strategies to Obtain Essential Items at Lower Costs or No Cost
This post is part of a series called the “30 Steps Program to Financial Independence.” Yesterday, we discussed how to prioritize your spending. The idea is to allocate a larger portion of your income to things that are important to you and cut back on secondary or unnecessary expenses. For …
Two Inspiring Projects Paving the Way for Global Improvement
Yesterday, I was talking about random acts of kindness and their power to make a real difference in the world. Today, I’m excited to share two incredible examples that I came across online. The first example happened at the World Domination Summit (WDS) in Portland. Despite its name, WDS isn’t …