This post is part of a series called the “30 Steps Program to Financial Independence.” Yesterday, we discussed how to prioritize your spending. The idea is to allocate a larger portion of your income to things that are important to you and cut back on secondary or unnecessary expenses. For …
Two Inspiring Projects Paving the Way for Global Improvement
Yesterday, I was talking about random acts of kindness and their power to make a real difference in the world. Today, I’m excited to share two incredible examples that I came across online. The first example happened at the World Domination Summit (WDS) in Portland. Despite its name, WDS isn’t …
STEP 9: STREAMLINE YOUR BELONGINGS
This is part of a 30-day series called the 30 Steps Program to Financial Independence. **Step 9: Minimize Your Stuff** You might be wondering how your belongings affect your journey to financial independence. It actually plays a significant role. Previously, I mentioned the importance of saving for your financial goals. …
STEP 8: STREAMLINE YOUR FINANCIAL MANAGEMENT THROUGH AUTOMATION
This post is part of a series called the 30 Steps Program to Financial Independence. **STEP 8: AUTOMATE YOUR FINANCES** To achieve financial independence, you’ll need significant savings and smart investments to generate passive income over the years. However, saving has to be consistent and regular. You can’t save $20 …
STEP 30: SAVOUR THE MOMENT!
This article is part of a 30-day series called the 30 Steps Program to Financial Independence. We all have dreams about a life where money isn’t a concern, or where we don’t have to work at all. What would your dream life look like? Would you fish all day, spend …
STEP 25: PAYING IT FORWARD
This post is part of a 30-day series called the 30 Steps Program to Financial Independence. Giving back is something I’m still trying to master. In Europe, people donate much less to charity compared to the US. We usually give a small amount to big NGOs and feel awkward when …
MY FINANCIAL FAVORITES AND PET PEEVES ABOUT MY BOYFRIEND
My boyfriend and I have been together for about two years. It’s been an interesting journey since we hardly knew each other before deciding to drop everything and travel the world. We’ve visited around 15 countries and spent every moment together, either exploring by day or sharing accommodations at night. …
Stage 4: Amplify Your Earnings
Yesterday, we discussed how much money you need to achieve financial independence. For me, that breaks down to $50,000 to buy a house, $30,000 for a 30-month emergency fund, and a source of passive income generating at least $1,000 per month for living expenses. While I’m working on growing that …
STEP 15: MASTER THE ART OF DIY CRAFTMANSHIP
This post is part of a 30-day series called the 30 Steps Program to Financial Independence. I don’t know much about DIY, but I do know how much it can cost me not to. For example, I once had to pay a $200 locksmith bill after I angrily locked myself …
Balancing Others’ Expectations with Your True Self
There’s one thing that really bugs me: when people say things like, “I’m not sure you should do that,” or “That looks difficult/complicated/impossible… if I were you, I wouldn’t.” It annoys me because most of us just follow the same routine without ever questioning it or challenging life. You go …